Everything you need to know

Tobailey is a portfolio-monitoring and decision-support platform for private investors. It brings portfolio information, market context, holding analysis and financial goals together in one organised system.

Tobailey is designed primarily for private investors who want a clearer overview of their portfolio and a more structured way to monitor risks, opportunities and long-term progress.

No. Tobailey is an informational, analytical and decision-support tool. It does not provide regulated personal financial advice, investment recommendations or guarantees about future performance.

You can add your portfolio through manual entry, CSV or Excel import, or by recording cash on the portfolio page. Tobailey helps match holdings to the correct instruments, and you review the details before they are saved.

Tobailey is broker-independent. Add portfolio information through manual entry or supported CSV or Excel imports — no broker login required. Every imported position is reviewed before it is saved.

Yes. The review step is intended to let you correct symbols, quantities, average purchase prices and other details before your portfolio is saved.

The current product focuses on listed shares, ETFs, ETCs, ETPs and selected digital-asset products. Broader asset support may be added later.

Tobailey supports live pricing for many listed European and US stocks, ETFs and ETCs, as well as selected major cryptocurrencies. Availability depends on the exchange, listing, trading pair and market-data provider. Holdings that are not currently supported can still be saved, but live prices, performance and portfolio valuation may be unavailable.

You can still save the holding. Tobailey will clearly show when live pricing is unavailable or when the instrument needs review. We continue to expand instrument and crypto support over time.

Update frequency depends on the market-data provider, exchange and subscription level. Tobailey indicates whether a displayed price is live, cached or based on fallback portfolio information.

Small differences can occur because providers may use different exchanges, update times, currency-conversion rates or delayed market feeds. Your broker remains the authoritative source for execution and account value.

The briefing combines macroeconomic developments, important market events and news connected to your holdings. It also explains which positions may be affected and why.

No automated news system is perfect. Articles, sentiment classifications and portfolio-impact assessments should be reviewed critically and should not be treated as investment instructions.

The goal engine uses your current portfolio value, target value, target year and expected contributions to estimate the average annual return required to reach your goal.

No. Projections are mathematical scenarios based on assumptions. Actual investment returns, inflation, taxes, fees and personal circumstances can differ substantially.

The portfolio health score is an indicative Tobailey metric based on factors such as concentration, diversification and the return required to achieve your selected goal. It is not a credit rating or professional suitability assessment.

Tobailey uses secure authentication and appropriate technical and organisational safeguards. Portfolio information is processed only to provide the requested platform features.

No. The current workflow does not require your broker password or trading access. Never share broker login credentials with Tobailey.

No. Tobailey is not a broker and does not place, modify or cancel investment orders.

Yes. You can request deletion of your account and associated personal information through Support. Legal retention obligations may apply to limited records.

Tobailey costs €7.99 per month after a 24-hour free trial. The applicable price and payment terms are shown before checkout.

The subscription includes a secure account, portfolio monitoring, market-data updates, personalised briefing content, holding analysis and goal tracking.

Yes. You can cancel your subscription before the next renewal. Cancellation stops future billing, while access continues for any period already paid unless applicable law requires otherwise.